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Why Is It Important to Consult a Public Adjuster Before Calling Your Insurance Company?

At LossUp Adjust Public Adjuster, we always recommend acting as soon as possible after your property suffers damage. However, the first correct step is not always calling the insurance company right away.

Many homeowners are not aware that the way a claim is reported from the very beginning can directly impact the final outcome.

 

Calling the Insurance Company Without Prior Guidance: A Common Mistake

When a property owner contacts the insurance company without professional guidance, they may:

  • Incorrectly describe the damage
  • Minimize the true impact of the loss
  • Omit important technical details
  • Make statements that may later be used to reduce or deny the claim

 

This does not mean the homeowner is doing anything wrong — it simply means they do not have the technical knowledge or insurance language required to properly present a claim.

 

The Advantage of Consulting a LossUp Adjust Public Adjuster First

By consulting with a Public Adjuster from LossUp Adjust before reporting the claim, you benefit from:

✔️ A professional inspection before the claim is reported
✔️ A clear identification of the full scope of damage
✔️ Guidance on how and when to report the claim
✔️ Proper documentation from the start
✔️ A claim presented strategically and correctly

This approach allows the claim to be well-supported and aligned with your policy coverages from the beginning.

 

A Well-Initiated Claim Makes All the Difference

Insurance companies make decisions based on key information collected at the very beginning, including:

  • The first phone call
  • The initial damage report
  • The information entered into their system

 

When that information is incomplete, inaccurate, or unclear, correcting it later becomes much more difficult and can negatively affect the outcome of the claim.

That is why, at LossUp Adjust Public Adjuster, we guide and represent our clients throughout the entire claims process, handling documentation, communication, and negotiation directly with the insurance company — protecting our clients’ rights from start to final resolution.

 

Protect Your Roof, Your Claim, and Your Investment

After your home suffers damage, every decision matters.
Consulting with a Public Adjuster first allows you to:

  • Understand whether the damage is claimable
  • Avoid mistakes that could affect your coverage
  • Present a strong claim from day one

 

LossUp Adjust Public Adjuster Recommendation

  • Before calling your insurance company, call LossUp Adjust Public Adjuster first
  • Schedule a free inspection and consultation with our experts
  • Make informed decisions and protect your right to a fair claim

LossUp Adjust – Public Adjusters proudly serving all of Florida.

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